3 Ways Budgeting Reduces Stress

02/07/2023

Have you ever felt that you didn't have a handle of your money? Do you feel scared, or stressed, every month wondering what to pay and how much you can afford to spend?

How about we change that? One key to reducing money stress is to create a monthly budget.

You see what you have available to spend

Before we can dive into what our expenses for a month will be, we first need to count the income coming in. By seeing how take home pay (gross pay minus taxes) is available, we know what our starting point is.

Budgeting helps you plan what expenses will occur

Most people don't like surprises. Listing out what you anticipate for spending helps to eliminate these surprises.

Your budget is editable

Need to spend less on food halfway through the month? No problem, just change it. Want to increase your savings? Make the change. You have the ability to make changes throughout on your budget. Why? It's yours!

Need help creating a budget, or new to budgeting? Schedule a FREE 15 minute consultation today.